The traditional approach to finding the best rate on loan demands both, your time and money.
Currently, only 1 percent of retail loans in India are sourced through the online channel. These channels are usually the comparison sites showcasing more of what you don’t need and less of what you really need. An obvious reason is higher incentives attached to the advertised loan products.
We at Gullakh having more than 3 decades on banking experience, understood the problem a consumer still faces. Too much information on comparison site, incentivised display of advertisements, personal bias and risk in sharing of personal information and documents with a Direct Selling Agent(DSA).
Gullakh combines the capabilities of a comparison site, the ultimate loan calculator and the excitement of a live bidding environment without any bias. We are a competitive digital marketplace dedicated to finding you the loan rate you deserve.
You shouldn’t spend hours researching the different loan rates in India and get bombarded with phone calls and spam email, or liaise with a DSA who may not be completely neutral. Instead, Gullakh brings the lenders directly to you on a convenient platform, encouraging competitive rates customised to your risk profile. And since lenders are able to see what the others are offering, they’re able to adjust their offers to win your business.
Gullakh is committed to delivering value by eliminating the need for a middle man. Without a middle man, high commissions are added back into the value chain. With the help of Gullakh, lenders can offer you better interest rates directly, with real savings that can all be compared on your own Gullakh dashboard.
We believe loan rates should be customised to your unique credit and personal profile. After all, every consumer has different personal profile and a different credit score. Why should you pay the same interest rate as someone with an inferior credit profile?
If you have a low risk profile as a consumer – with an excellent personal profile – you deserve better pricing.
When you create a Gullakh’s profile, many of your other details will have an influence on the value you can receive. A higher income, a long service at your current job – there are many factors that we believe should influence your offered loan rates.
Our belief is that Gullakh’s Reverse Auction platform is perfect to showcase your individual profile. Get recognised as a customer who deserves the best rate and features on a loan.
Would you like to learn more about how Gullakh can help you find the best home loan rates in India?